The Platinum Cashback Credit Card SAIB can be your gateway to Cashback programs, but before applying for it, it is important to know what it is.

Therefore, we are here to discuss the advantages and disadvantages of this financial product, where we will show you the main ways of using it.

So, this article is very complete, and can serve both to give you a basis regarding its use, and to direct you to request it, check it out below.

Why we recommend the Platinum Cashback Credit Card SAIB

Generally speaking, there are three categories in the world of credit cards: Gold, Platinum and the most robust version, Black cards.

The first category is intended for more basic use, with few benefits and fairly easy approval, while the Platinum and Black versions have many more benefits.

So, the reason we recommend the SAIB Platinum Cashback Credit Card is the possibility of using it as a middle ground.

Because it is a financial product with more benefits than normal, but which remains more accessible than Black cards.

Serving the public that is not served by financial products in the most basic category, but that also do not meet the requirements to be approved in the most robust category.

Therefore, the credit card in question has a set of benefits and a much higher limit, with programs that can be very useful.

What can I use the SAIB Platinum Cashback Credit Card for?

This is a credit card that aims to guarantee the best possible experience, especially for those who have been buying for a while and want something extra when shopping.

So we couldn’t possibly talk about all the possibilities, given the amount of benefits available to the user.

However, it is perfectly possible to choose some of the main ways to enjoy the benefits of becoming a SAIB Platinum Cashback Credit Card holder.

From these usage modes, we selected the two main ones. If you want to check out more possibilities, access the official website or the control application.

Extended warranty of up to 1 year

We’ve all had the experience of being left high and dry by a warranty, which often seems designed to end the day before a major product defect occurs.

One way to solve this problem would be to spend on an extended warranty, which is not always worth it and can be considerably expensive.

But what if the SAIB Platinum Cashback Credit Card had a solution to this problem? You don’t have to just imagine it.

One of the benefits of this financial product is the extended warranty, where the program doubles the warranty period offered by the dealer.

But, if you pay attention to one detail, this program has a limit of up to 1 year, which is the maximum value of the credit card guarantee.

Comprehensive purchase protection

Just as it is frustrating for a product to break shortly after it expires under warranty, receiving a broken product or having it stolen is a terrible thing.

Something that often the store or company that made the delivery bears the loss of, but there are always those cases where you are left high and dry.

With the Platinum Cashback Credit Card SAIB, your purchases are covered by insurance, aiming to protect your products comprehensively.

This way, your purchases will be safe from damage, theft or loss, protecting you in cases where no one wants to resolve the problem.

However, it is important to remember that this program has some rules, which must be followed in order for you to be able to use this benefit.

Advantages of the Platinum Cashback Credit Card SAIB

Being a Platinum credit card, you can expect to find many benefits, so in a single article we won’t be able to talk about them all.

Therefore, we have listed only the main strengths of choosing the Platinum Cashback Credit Card SAIB credit cards over any other. 

Here is a list of the main strengths:

• Application for management
• 100% remote request
• Very flexible credit limit
• Purchase protection
• Extended warranty
• International coverage

Disadvantages of the Platinum Cashback Credit Card SAIB

For those interested in applying for this credit card, it is also essential to check what its weak points are, so that you are not caught off guard.

Its rates and fees can end up putting a strain on your pocket, making it unsuitable for users looking for a cheap financial product.

Its programs and benefits are also not the simplest, requiring the user to know very well how to master its rules, in order to use them properly.

How is the credit analysis done on the Platinum Cashback Credit Card SAIB?

The credit analysis for this financial product uses your credit score, which will be very important for obtaining a good credit limit.

Since it belongs to the Platinum credit card category, you can expect a fairly rigorous credit check, resulting in many denied applications.

It is worth noting that with this card, credit analysis occurs in the same way as with various loans, financing and other financial products or services.

Is there a maximum and minimum value for the Platinum Cashback Credit Card SAIB?

We checked the official website of the Platinum Cashback Credit Card SAIB and found no information regarding a minimum or maximum limit.

Therefore, applicants for this credit card will need to wait for your credit analysis to be completed, where you will find out what the initial limit is.

If the initial limit is too low for you, as your usage and credit score improves, the limit may increase considerably.

Want to apply? Learn how to get the Platinum Cashback Credit Card SAIB right here

Click the button below and check how you can complete all the steps to apply for the Platinum Cashback Credit Card SAIB.